Free Tool

Compound Interest Calculator

See how your money grows with the power of compound interest. Visualize growth over time.

Enter Details

Currency

Principal Amount (₹)

₹

Interest Rate (% per annum)

Time Period (Years)

Compounding Frequency

Calculation Results

Principal Amount₹1,00,000

Total Interest₹64,530.89

Maturity Amount₹1,64,530.89

Breakdown

64.5%

Returns

Principal

Interest

Year-by-Year Growth

Year 0

₹1,00,000

Year 1

₹1,10,471.31

Year 2

₹1,22,039.1

Year 3

₹1,34,818.18

Year 4

₹1,48,935.41

Year 5

₹1,64,530.89

Compound Interest Formula

A = P(1 + r/n)^(nt)

A = Final Amount
P = Principal (₹1,00,000)
r = Annual Interest Rate (10%)
n = Compounding Frequency (12 times/year)
t = Time (5 years)

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Learn About Compound Interest

What is Compound Interest?

Compound interest is interest calculated on both the initial principal and the accumulated interest from previous periods. It's often called "interest on interest" and can significantly accelerate the growth of your savings or investments over time.

The Power of Compounding

Albert Einstein reportedly called compound interest the "eighth wonder of the world." The longer your money compounds, the more dramatic the growth becomes. This is why starting to save early is so important.

Compounding Frequency Matters

Annual

Compounds once per year

Monthly

Compounds 12 times per year

Daily

Compounds 365 times per year

The more frequently interest compounds, the faster your money grows. This calculator helps you see exactly how different compounding frequencies affect your returns.